The following is a guest post by Jonathan Hakim, President & CEO of Cignifi, as part of the series on Airtime Based Credit Scoring The Cignifi behavior-based scoring platform leverages behavioral analytics
A customers’ pattern of airtime top ups is being used to determine the credit-worthiness of a prospective borrower and approve/deny loans. Will this technique facilitate the development of innovative micro-loans via the
This is the second post of a two-part series looking at an Oxford University study on the use of mobile money to pay for water services in Africa. Mobile money payments have
Last week, MMU was in Barcelona for Mobile World Congress. Around 100 participants from various organisations and regions attended the MMU Working Group. For those who couldn’t attend, MMU is happy to
interoperability is one of the most widely discussed topics in the mobile money industry. Almost everyone has a view on the subject – and to make matters even more complicated, there are
The following is a guest post we’re pleased to share by Ilana Cohen, Tim Foster, Aaron Krolikowski and Rob Hope from the Water Science, Policy and Management programme at Oxford University. mobile money
M-PESA Responds The M-PESA staff members were grateful for the feedback provided by the women’s groups. First, the workshop provided them with a broader context in which to understand how these groups
