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Guest Blogger: October 23rd, 2009
ID systems in developing countries attract a lot of attention from the financial inclusion sector. And for good reason - in many cases they can be a key factor contributing to the uptake of mobile money. In recent months, there have been some big announcements in this space, notably India stating their intention to roll out a national ID system that would see each of their 1 billion + citizens provided with a biometric ID. And just this week Bruno Akpaka from MTN Ghana identified the low incidence of Ghanians carrying ID cards with them in public as a key barrier to the uptake of mobile money.
With this in mind, Dr. Nicola Jentzsch, Senior Research Fellow at the Technische Universität Berlin and the DIW Berlin, provides a snapshot of the existence and type of national ID systems around the world.
How will ID systems shape the adoption and usage patterns of mobile money? Dr. Jentzsch has clarified the global landscape - read the post and join the conversation.
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Paul Leishman: June 19th, 2009
This is the final post in our series on customer adoption leading up to the Mobile Money Summit in Barcelona. The previous posts mapped to the first two steps in the adoption framework that will be released in the Mobile Money for the Unbanked Annual Report: driving awareness and driving demand. The final post relates to the third step - optimizing trial. Specifically, this post addresses the importance of designing an efficient and effective registration process.
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Marina Solin: March 30th, 2009
Marina Solin examines South Africa’s AML/KYC regulation, which provides a good example of the principal of proportionality being applied while allowing for a good mobile experience for customers. As regulators and mobile money providers review the article, consider the following question: which elements of South Africa’s AML/KYC solution can other countries replicate?
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Marina Solin: March 30th, 2009
David Porteous introduces the key dimensions of a regulatory environment - openness and certainty - and illustrates the concept by plotting four countries that are active in mobile banking. As regulators and mobile money providers review the article, consider the following question: what is the right balance between openness and certainty and how can regulators find it?
